Privacy Disclosure Statement and Consent

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This Privacy Policy (the "Policy") is provided by Australian Finance Group Ltd (AFG), the Appointed Credit Service Provider, and their affiliated or represented organizations (collectively referred to as "we" or "you"). This Policy outlines how we collect, use, and disclose your personal, financial, and credit information and your consent regarding the same.

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By engaging with us, you consent to the use of your personal, financial, and credit information for the following purposes:

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1. Credit Arrangement and Insurance: We may use your information to arrange or provide credit and to insure that credit.

2. Direct Marketing: We may use your information for direct marketing of products and services offered by us or any organization we are affiliated with or represent.

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The personal information provided by you will be securely held by us. You can obtain a copy of AFG’s Privacy Policy at www.afgonline.com.au. Our Privacy Policy contains information about how you can access or seek correction of your personal information, how we manage that information, and our complaints process. Please note that if you do not provide the requested personal information, we may be unable to assist in arranging finance or providing other services.

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Disclosure of Personal Information

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We may disclose your personal information to the following types of entities, some of which may be located overseas (including but not limited to USA, Canada, Malaysia, India, Ireland, the United Kingdom, and the Philippines):

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• Persons who provide credit or other products or services to you or to whom an application has been made for those products or services.

• Financial consultants, accountants, lawyers, and advisers.

• Any industry body, tribunal, court, or otherwise in connection with any complaint.

• Any person where we are required by law to do so.

• Any of our associates, related entities, or contractors (including printing/publication/mailing houses, IT service providers, cloud storage providers, lawyers/accountants).

• Your referees, such as your employers, to verify information you have provided.

• Any person considering acquiring an interest in our business or assets.

• Any organization providing online verification of our identities.

 

Credit Information

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You hereby authorize us to receive information from any lender about your credit affairs and to provide any relevant real estate agent, lawyer, conveyancer, agent, or person authorized by you with details of whether finance has been approved for you. If finance is approved, we may provide the terms of that approval, including providing a copy of any approval letter.

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You also appoint us as your agent and authorize us to obtain your credit information (including both consumer and commercial credit reporting and eligibility information) from a credit reporting body on your behalf. We are authorized to use that information to assist us in providing services, including credit assistance, to you and to assist you in applying for credit.

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Receiving Information Electronically

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You consent to receiving credit assistance documentation and loan application information electronically.

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If you have any questions or concerns about this Privacy Policy or wish to exercise your rights regarding your personal information, please contact us using the contact details provided on our website or in the AFG Privacy Policy.

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This Policy may update from time to time. Please check our website for the most current version of this Policy. www.afgonline.com.au.

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By continuing to engage with us, you acknowledge and agree to the terms of this Privacy Policy.